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In "Last Hurrah", Credit Card Debt Explodes Higher Despite Record High APRs As Savings Rate Craters
In "Last Hurrah", Credit Card Debt Explodes Higher Despite Record High APRs As Savings Rate Craters One month ago, when multiple discount retailers (here and here) were lamenting the sudden collapse in US consumer purchasing power, we highlighted the reason this unexpected hit to US consumption: as the US personal savings rate had collapsed, the growth in consumer credit was slowing, and in last month, the Fed reported that credit card debt growth posted its first decline since the
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